Resources
The Alliance membership are all actively involved in delivering fair credit for all. We are building on the work delivered by many to accelerate the changes we need. Here you can find useful information on campaigns, tools and resources delivered by our members and others including information on current and past work which informs our actions.
Library
Appleyard, L, Rowlingson, K and Gardner, J (2016) ‘The variegated financialization of sub-prime credit markets’, Competition & Change, 20, 5, 297-313
Rowlingson, K. Appleyard, L. and Gardner, J. (2016) Payday lending in the UK: the regul(aris)ation of a necessary evil?Journal of Social Policy, 45, 3, 527-543
Rowlingson, K and McKay, S (2017) Financial inclusion 2017: Annual Monitoring Report, Birmingham, University of Birmingham
Rowlingson, K, Gardner, J and Appleyard, L (2016) Responsible Lending in the UK: What Role Does the State Play? In Ferretti, F. (ed.). Comparative Perspectives of Consumer Over-Indebtedness: A view from the UK, Germany, Greece, and Italy. Eleven International Publishing
Affordable Credit resources from Carnegie UK Trust:
https://www.carnegieuktrust.org.uk/publications/gateway-affordable-credit/
https://www.carnegieuktrust.org.uk/publications/meeting-the-need-for-affordable-credit/
The high cost of credit: A discussion paper on affordable credit alternatives, StepChange Debt Charity (2017): https://www.stepchange.org/Portals/0/documents/Reports/stepchange-affordable-credit-discussion-paper-july2017.pdf
The credit safety net: How unsustainable credit can lead to problem debt and what can be done about it, StepChange Debt Charity (2016): https://www.stepchange.org/Portals/0/documents/Reports/
StepChange_Debt_Charity_credit_safety_net_report.pdf
2017 UK personal debt and statistics Yearbook, StepChange Debt Charity (2018): https://www.stepchange.org/policy-and-research/2017-personal-debt-statistics-yearbook.aspx
Credit where credits due, the Young Foundation https://youngfoundation.org/publications/credit-credits-due/
Responsible Finance, report on Credit Scoring http://responsiblefinance.org.uk/2018/02/responsible-finance-calls-for-credit-reference-agencies-to-do-more-to-support-financial-inclusion/